About Tom

I have made this YouTube channel, and my website, to help kids and young adults to learn about finance. On the channel I have, and will, explain many finance concepts that you may encounter, or are already at work in your daily lives, you just weren’t aware of what they really were, or what they were doing. I also explain common, and sometimes complex terms that you will need to know to be able to tackle your finances effectively and efficiently.

Before I tell you more about what I do on my channel and website, let me tell you a quick story about how we got here.

During the year of 2016, I was saved up my money for most of the year, asking for some money for my birthday in April, and for Christmas. This was all so that I could buy a laptop at the end of January in 2017. (Let’s just say that laptop hasn’t aged so well. It isn’t broken, it just doesn’t run that well.)

Over the next 2 years, my mum gave me a few finance books. What really caught my eye was the idea that through investing, anyone could get to a stage where they receive enough passive income to cover all of their usual living expenses, which means that you would not have to work anymore, but realistically, you may still want to go to work, you may just choose to only go for 3 or 4 days a week, or work 5 days a week, but shorter hours each day.

(Click here if you would like to learn more about passive income)

Not needing to work gives you freedom, you can make that choice between a higher paying job, and one that will make you feel happier without thinking twice, because it doesn't matter how much you are paid.

After I showed a real interest in finance, my mum suggested that I could teach other kids and young adults about finance and spread my passion. That brings us to the birth of my website and YouTube channel.

Some things about me

I am 15 years old and live down unda’ (in Australia).

I have a big goal, in terms of investing, to buy a small investment property before I turn 18.

I also have a short-term goal for my YouTube channel, to get it to 1000 subscribers, as a first big milestone. Along the way to reaching that milestone, I will try to increase the quality of the videos I make, through both further learning how to edit and make the videos more engaging, and being able to give you guys a higher quality of information.

Am I actually qualified?

Well... no, I am not technically qualified, but that is why I do not tell you what shares to buy or anything like that, if I made someone lose even a few hundred dollars, then I could be in big trouble. This is why I stay to explaining terms, concepts and topics.